Chapter 7 Bankruptcy

Tri-State Bankruptcy Lawyers

Despite all the scare propaganda and media coverage concerning the recent changes to the U.S. Bankruptcy Code, Chapter 7 bankruptcy protection has not been affected as much as some lenders and creditors would like you to believe. In fact, many people who would have been able to discharge debts, delay foreclosure proceedings, and regain their financial health under the old bankruptcy codes are still eligible to receive Chapter 7 bankruptcy protection today.

Protect your rights under Chapter 7 and contact our firm.

At the law offices of Vital & Vital, L.C., we help families and individuals in the Huntington area and throughout the Tri-State region to get the financial breathing room they need and an opportunity to start over with a clean slate.

Under Chapter 7, most personal debt, except for alimony, child support, student loans, and a limited number of other exceptions, can be discharged. Likewise, declaring bankruptcy does not mean you will be forced to give up your vehicle automatically. In fact, many people who seek Chapter 7 bankruptcy protection are able to keep the transportation they need to get to and from work.

Attorney Robert E. Vital and experienced bankruptcy paralegal Teresa Horn concentrate the majority of their work in the area of bankruptcy. Our firm and these two professionals will help guide you through the Chapter 7 bankruptcy process and be there to answers your questions and address your concerns as your case moves forward. They will also help you put an end to collection calls and other forms of harassment so that you can regain your peace of mind.

A Tradition of Service to the Tri-State Community Since 1974

To discuss your financial situation with an experienced attorney or to learn more about Chapter 7 bankruptcy protection—call our Huntington, West Virginia, law offices at (304) 525-0320 or e-mail us to schedule an initial consultation.

We are a debt relief agency.
We help people file for bankruptcy relief under the Bankruptcy Code.


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Experience, integrity, dedication... those three words accurately sum up the kind of lawyers you will find at the law offices of Vital & Vital, L.C.

Firm Overview
Office Location:

Vital & Vital, L.C.,
536 5th Avenue
Huntington, WV 25701

Phone: (304) 525-0320
Fax: (304) 525-0330

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Based in Huntington, West Virginia, the law firm of Vital & Vital, L.C. represents clients from throughout the Tri-State area of West Virginia, Ohio, and Kentucky in a wide range of legal concerns. The firm's geographic practice includes clients from Cabell, Wayne, Lincoln, Mingo, Kanawha, Boone, Logan, Wyoming, Putnam, Wood and Mason Counties, as well as those from WV cities such as Wayne, Hamlin, Point Pleasant, Logan, Teays Valley, Hurricane, Scott Depot, Madison, Williamson, and Mullins; from KY cities such as Ashland, Catlettsburg, Louisa, Pikeville, Inez, Greenup, Prestonville, Paintsville, and Grayson; and from OH cities such as Ironton, Portsmouth, Chesapeake, Proctorville, Chillicothe, and Gallipolis.